Our Legacy
Founded in the autumn of 1983, the Armstrong Ferry HOA and Yacht Club was envisioned as a premier sanctuary for the discerning riverfront enthusiast. What began as a strategic assembly of riverside cabins—mostly held together by neighborly grit and marine-grade plywood—has matured into a premier enclave of singular distinction. We maintain our 'Yacht Club' status, defending a legacy where a 'vessel' is anything that doesn't currently require a bilge pump, and 'prestige' is defined by having a dock that doesn't float toward Chattanooga during the spring rains. We are the stewards of the shore, even the parts that stay muddy until July.
Covenants & Restrictions
ARCHITECTURAL REVIEW
All outbuildings, mower sheds, and satellite dishes must be approved by the ARC. Vinyl siding colors must match the approved 'River Mist' or 'Saddle Tan' palette.
DOCK PROTOCOLS
Floating docks must be inspected bi-annually for river moss. No overnight mooring for Daytons or non-resident vessels at the communal ramp.
LANDSCAPE STANDARDS
Grass height must not exceed 4 inches. Mower wagons are strictly prohibited from being parked in front yards for more than 48 hours.
MOWER ETIQUETTE
Zero-turn mowers have the right-of-way at all 4-way stops within the subdivision. Operators wearing overalls without a shirt must yield to the Mail Carrier and anyone hauling a pontoon larger than 24 feet.
Official Decree No. 1983-AF | Certified Yacht Club Protocol